We can play it so safe in life that we risk not living to potential and I was on my way there myself. More precisely I wasn't living to my full level of contentment because of fear.Of course we older trans people had lots to legimately fear and my life has taken plenty of stumbles but I can now look back and realize how bleak things would have been if I had continued to live the way I was. Without risk there isn't a payoff and admittedly it hurts when we fall and so we often dare not jump towards what could be a better plateau.
In the end I had little choice because authenticity beckoned like it had never before. However the payoff exceeded my expectation.